Tulips Consulting delivers expert actuarial valuations, tax & zakat advisory, CFO support, GRC frameworks, and corporate finance services — trusted by leading organizations across Saudi Arabia, the UAE, Jordan and the wider GCC.
Tulips Consulting is a certified actuarial and financial advisory firm serving businesses across Saudi Arabia, the UAE, Jordan and the wider GCC. Our team brings Big 4 experience, deep regional expertise, and a commitment to precision in every engagement.
From end-of-service actuarial valuations and zakat compliance to M&A advisory and enterprise risk — we are your trusted financial partner.
Integrity
Transparency in every engagement
Excellence
Big 4 quality, boutique attention
Client-Centric
Tailored to your unique needs
Innovation
Tech-enabled advisory solutions
What We Do
Our Six Service Pillars
01
IAS 19 — End-of-Service
Audit-ready before year-end.
Full Projected Unit Credit actuarial valuations signed by an FIA-qualified actuary. Accepted by all Big 4 audit teams — KSA, UAE, Jordan, Bahrain, Kuwait, Oman, Qatar.
End-to-end zakat base calculation, annual return preparation, VAT compliance, and tax controversy support — handled in Arabic, with the right relationships.
"Tulips Consulting is the first call we make when something is technical and time-sensitive." — Group CFO, mid-cap GCC industrial group
Our Methodology
How We Work
A structured, proven approach — from the first conversation to long-term partnership. Every engagement follows the same rigorous process.
1
Discover
We invest time to understand your business, regulatory environment, and specific challenges before proposing anything.
2
Diagnose
We identify gaps, risks, and opportunities through data analysis, interviews, and benchmark review.
3
Design
We co-create a tailored solution — whether a valuation report, tax strategy, or governance framework.
4
Deliver
We execute with precision, on time, and liaise directly with your auditors, regulators, or board.
5
Sustain
We remain your partner — updating valuations, tracking regulation changes, and scaling with your growth.
General Electric
Aldara Hospital
White & Case
Taj Holding
STS
Detasad
Al Jouf Cement
Alargan
Shawarmer
Boudl Hotels
The Helicopter Co.
Floward
Al Qiddiya
Saudi Entertainment Ventures
Aani & Dani
Advanced Learning Schools
General Electric
Aldara Hospital
White & Case
Taj Holding
STS
Detasad
Al Jouf Cement
Alargan
Shawarmer
Boudl Hotels
The Helicopter Co.
Floward
Al Qiddiya
Saudi Entertainment Ventures
Aani & Dani
Advanced Learning Schools
Where We Operate
Serving seven jurisdictions across the GCC
Local expertise with regional coordination. Our directors work across all major GCC markets from our Amman HQ — with on-the-ground relationships in every jurisdiction we serve.
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Jordan
HQ · Amman
ActuarialTaxAudit
🇸🇦
Saudi Arabia
ZATCA registered
ZakatZATCAIFRSAudit
🇦🇪
UAE
Dubai · Abu Dhabi
VATESRTransfer Pricing
🇧🇭
Bahrain
Manama
TaxActuarial
🇰🇼
Kuwait
Kuwait City
TaxAudit
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Oman
Muscat
TaxIFRS
🇶🇦
Qatar
Doha
TaxAudit
Live · Refreshed every Monday
GCC Regulatory Pulse
Top regulatory, tax, accounting, and governance changes affecting GCC finance teams — distilled. Curated by the Tulips senior team. Last refresh: —.
ZATCA: August 2026 withholding tax returns are due by 10 September 2026
Saudi Arabia's Zakat, Tax and Customs Authority called on 7 September 2026 for all withholding-tax agents to file their August 2026 withholding tax returns through zatca.gov.sa no later than 10 September 2026. The Authority reiterated the late-payment penalty: 1% of the unpaid tax for every 30 days of delay from the due date. ZATCA also pointed taxpayers to its 24/7 unified call center (19993), the @Zatca_Care X account, and live chat on its website for clarification on which payments fall under withholding tax (rent, royalties, management fees, technical and consulting services, air and sea freight, and others).
What this means for you: If you make any cross-border or in-Kingdom payment that is subject to Saudi withholding tax, reconcile the August ledger against the categories above and submit before 10 September 2026. A one-month delay costs 1% of the tax due — far more than the time to file — and ZATCA's monthly cadence now runs alongside VAT and excise, so a single missed cycle cascades into a quarter-end correction.
UAE FTATax2026-08-25
UAE FTA publishes Top-up Tax Guide on Excluded Entities and Investment Entities
On 25 August 2026, the UAE Federal Tax Authority issued its Top-up Tax Guide – Excluded Entities and Investment Entities (TTGEIE1), the first detailed Pillar Two interpretive guide for entities that may fall outside the UAE's Qualified Domestic Minimum Top-up Tax (QDMTT) under Cabinet Decision 142/2024. The guide confirms that an Exempt Person under UAE Corporate Tax is not automatically an Excluded Entity under QDMTT — each entity must be assessed separately. Excluded and Investment Entities are removed from the QDMTT charging provision, and they have no QDMTT registration, Top-up Tax Return, or Pillar Two Information Return filing obligations in the UAE, although their revenue still counts toward the group's EUR 750 million threshold.
What this means for you: If your group meets the EUR 750 million revenue test, run the four-step classification (Excluded Entity → Investment Entity → charging provision) for every UAE Constituent Entity before the 30 November 2026 registration deadline for entities whose fiscal year ended before 30 April 2026. A clean Excluded Entity classification removes the registration and return burden — but document the analysis; the FTA expects evidence on file for any entity it inspects.
Saudi CMAGovernance2026-09-03
Saudi CMA issues five-level risk-classification manual for investment funds
The Saudi Capital Market Authority published a guiding manual on 3 September 2026 for asset managers to determine the risk level of investment funds distributed in the Kingdom. The manual introduces a standardised five-level scale — Low, Low-to-Moderate, Moderate, Moderate-to-High, and High — applied through criteria the CMA expects managers to use consistently so investors can compare funds on the same basis. The guidance is part of the CMA's broader transparency and disclosure programme and aligns with the Tadawul unified ESG metrics framework already in force for listed issuers.
What this means for you: If you manage or distribute Saudi-registered funds, classify every fund under the new five-level scale and reflect the label in the prospectus, key factsheet, and any digital-platform presentation. Intermediaries will display the label verbatim; a fund still using bespoke wording like "moderate-to-high growth" will be visibly out of step. Build the classification into the new product approval process before the next fund launch or migration cycle.
What Our Clients Say
Client Testimonials
Healthcare
"Tulips Consulting delivered our IAS 19 actuarial valuation ahead of schedule — the report was accepted by our Big 4 auditors without a single query. Their understanding of IFRS and GCC labor law is exceptional."
FM
Finance Manager
Aldara Hospital & Medical Center
Technology
"Their tax and zakat advisory team helped us restructure our KSA entity significantly reducing our annual zakat burden — fully within ZATCA regulations. A rare combination of technical depth and practical execution."
CD
CFO
Leading Technology Group, KSA
Real Estate
"Tulips supported our IFRS 16 implementation and management reporting overhaul in parallel. What would have taken us a year internally was delivered in three months. Their team felt like an extension of ours."
GM
Group CFO
Real Estate Developer, Jordan
Featured Engagements
Three engagements. Three outcomes.
Anonymised, but real. Each engagement represents a category of work we do every month — and the kind of result a senior director is hands-on for, end to end.
ACTUARIAL
Healthcare · Listed2025
IAS 19 + Audit Defence
Big 4 auditor had queried a prior IAS 19 valuation. 4,200 employees across 3 GCC entities. We delivered a fresh valuation in 7 days, including auditor liaison. Accepted without query. Retained for 4 years running.
7dTurnaround
3Jurisdictions
0Audit queries
ZAKAT
Industrial · KSA + UAE2025
ZATCA Zakat Recovery
Family-owned industrial group had been over-paying zakat for 3 years. 6-week engagement: zakat base recomputation, ZATCA objection filing, recovery claim. SAR 2.1M recovered. Defensible framework going forward.
6wEngagement
2.1MSAR recovered
3yOverpayment
IFRS 18
Real Estate · Mid-cap2025
IFRS 16 Crunch + Year-End
Real estate developer. IFRS 16 effective in 4 months. No internal IFRS expertise. 3-month conversion, chart redesign, opening balance sheet, full auditor liaison. Audit signed on time. Retained on quarterly retainer.
3mConversion
100%Audit pass
QRetainer kept
Thought Leadership
Latest Insights
Expert perspectives on IFRS, GCC tax, actuarial trends, and corporate finance — keeping your finance team ahead of the curve.
ActuarialIAS 19
IAS 19 End-of-Service Valuations: What GCC Companies Get Wrong
Most companies underestimate their end-of-service liability by 20–40% due to incorrect discount rates, salary assumptions, and attrition modelling. Here is what GCC finance teams must fix before year-end.
TaxZakatKSA
ZATCA's Latest Updates: What Every Saudi Company Needs to Know in 2025
ZATCA has expanded its audit capacity and revised zakat base calculation guidelines significantly. We break down the 7 most common triggers for disputes — and how to build a defensible zakat position before they come knocking.
Corporate FinanceM&A
How to Structure a Business Valuation That Survives Due Diligence
Seller-commissioned valuations fail due diligence at an alarming rate. We reveal the methodological standards — DCF assumptions, comparable selection, normalisation adjustments — that sophisticated buyers and their advisors will scrutinise most aggressively.
GRCRisk
Enterprise Risk Management in GCC: Moving Beyond Compliance to Real Protection
Most GCC ERM frameworks exist on paper — they satisfy audit committees but add no operational value. This article maps the gap between cosmetic risk registers and frameworks that actually prevent costly incidents.
IFRSCFO Support
IFRS 18 Is Coming: How GCC Finance Teams Should Prepare Now
The IASB's new IFRS 18 standard on Presentation and Disclosure in Financial Statements takes effect in 2027 — but preparation should start today. We outline the 5 changes that will require the most significant rework for regional companies.
VATIndirect Tax
VAT in KSA 2025: The Hidden Risks in Exempt and Zero-Rated Supply Classification
Misclassifying supplies as exempt versus zero-rated is one of the costliest errors in Saudi VAT compliance. This guide walks through the most disputed categories — real estate, financial services, international services — with practical classification frameworks.
Actuarial, Zakat & Tax, IFRS 9 and IFRS 16 clients work with us in one secure place. Send your data, see where each case stands, answer our requests in one thread and download the approved report. Invite-only, with two-factor sign-in, and your files never travel by email.
01
Get your access
Your Tulips contact invites you; you set your own password and can turn on 2FA.
02
Open a case
Pick the service, complete its short form and attach the documents it asks for.
03
Answer our requests
Questions and extra document requests land in your portal, not your inbox.
04
Download your report
Once reviewed and approved, the report is filed to your library.
Engagements across Saudi Arabia, the United Arab Emirates, Jordan and the wider GCC region — spanning listed corporates, family-owned groups and government-adjacent entities.
Clients on record
20engagements
Sectors covered
16industries
Jurisdictions served
7GCC & Jordan
GE
General Electric
Energy & Industry
AH
Aldara Hospital
Healthcare
W&C
White & Case
Legal
TH
Taj Holding
Investment
STS
STS
Technology
DT
Detasad
Technology
PT
Premier Technology
Technology
AJC
Al Jouf Cement
Manufacturing
AG
Alargan
Real Estate
SW
Shawarmer
F&B
BH
Boudl Hotels
Hospitality
THC
The Helicopter Co.
Aviation
AR
Asla Real Estate
Real Estate
FL
Floward
E-Commerce
SC
Salco
Construction
A&D
Aani & Dani
Retail
AN
Annasban Group
Facility Mgmt
AQ
Al Qiddiya
Entertainment
SEV
Saudi Entertainment Ventures
Entertainment
ALS
Advanced Learning Schools
Education
The People
Leadership That Delivers
A senior team combining Big 4 discipline with boutique responsiveness. The people you'll actually work with — not a junior you've never met.
AA
Ahmad Al-Sheikh
Managing Director · Actuarial Lead
15+ years across actuarial practice and corporate finance. Previously senior consultant at a Big 4 firm in the Middle East. Leads all IAS 19 valuations and CFO advisory engagements.
FIAIAS 19IFRS
MR
Mohannad Ribhi
Tax Director · KSA Lead
8+ years in KSA and Jordan tax. Specialist in ZATCA zakat, VAT, and corporate income tax controversy. Manages all GCC tax engagements and statutory compliance.
ZATCAVATJCPA
AAn
Anas Abdulaziz
Corporate Finance Lead · M&A
CME-1 certified. Brings investment banking-grade valuation and deal advisory to mid-market GCC companies. Leads all M&A, feasibility, and capital raising work.
CME-1DCFM&A
Work With Tulips Consulting
Your Success Is Our Goal
From certified IAS 19 actuarial valuations and Saudi zakat compliance, to M&A advisory and full CFO support — we deliver Big 4 expertise with boutique attention. First consultation is always complimentary.
Actuarial & End-of-Service
Tax & Zakat — KSA / GCC
Governance, Risk & Compliance
CFO Support & IFRS
M&A & Corporate Finance
Audit & Accounting
Big 4 Pedigree
Our directors bring 15+ years from leading global firms across Jordan & KSA.
Certified Actuaries
One of the few certified actuarial firms in the region — IAS 19 reports accepted by all major auditors.
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GCC Specialists
Deep expertise in Saudi zakat, VAT across KSA/UAE/Bahrain, and Jordanian tax law.
24-Hour Response
We respond to every enquiry within one business day — accessible and committed.
15+Years Experience
20+Major Clients
6Service Areas
100%Free First Consult
Message Received!
Our team will reach out within 24 hours. Thank you for trusting Tulips Consulting.
Home›Access Tulips
Access Tulips
The invite-only client portal for Tulips engagements — actuarial valuations, Zakat & Tax, IFRS 9 expected credit loss and IFRS 16 leases. Send your data, follow each case through review, answer our requests in one thread and download the approved report — without your files ever travelling by email.
Access Tulips replaces the email-and-attachment back-and-forth that usually surrounds an engagement. Each case — a valuation, a Zakat return, an ECL model or a lease schedule — keeps its documents, questions and signed report in one place, time-stamped and tied to your company. There is no public registration: your Tulips contact opens access once the engagement is confirmed, for the services your company uses.
How It Works
Four steps, start to signed report
STEP 01
Get your access
Your Tulips contact creates your account and sends an invitation. You set your own password and can switch on an authenticator app for two-factor sign-in.
STEP 02
Open a case
Choose the service, complete its short form and attach the documents it lists. Blank templates — employee census, trial balance, receivables ageing — download from the same screen.
STEP 03
Answer our requests
If we need a date corrected, a field clarified or another document, the request lands in your portal. You reply or upload in the same place — nothing is lost in a mail chain.
STEP 04
Download your report
Every report goes through internal review before release. When your status turns to Approved, the signed report is filed to your library by service and period — ready for your next audit request.
Coverage
Services in the portal
Actuarial valuations
End-of-service benefits under IAS 19, IFRS for SMEs Section 28 or IPSAS 39 — baseline, year-end or interim — plus vacation and annual-leave liabilities.
Zakat & Tax
Zakat and income-tax computations, returns and ZATCA correspondence, plus Zakat advisory for planning, regulatory changes and ad-hoc questions.
Expected credit loss
IFRS 9 expected-credit-loss models for receivables and loan books, built from the ageing analysis you upload.
IFRS 16 leases
Right-of-use asset and lease-liability calculations, schedules and disclosures for your rent and lease contracts.
Live status, no chasing
Every case carries a live status, whatever the service. You see exactly where it sits without sending a follow-up email.
Every approved report stays available, filed by service and period — including earlier reports we add from before the portal — so next year's audit request is a download, not a search.
Coming to the portal: financial statements, accounting & bookkeeping, CFO advisory and ERP consultation.
The Tulips Principles
Five values behind every engagement
Censuses, trial balances and loan books are entrusted to us. The portal is built on the values our clients across Saudi Arabia, the UAE and the GCC already hold us to — and each one is something the portal actually does.
Principle 01
Trust
What you entrust to us, we guard. Your files stay inside the portal and never travel by email.
Principle 02
Confidentiality
By invitation only. No one signs up on their own, and each colleague sees only the services they are given.
Principle 03
Mastery
Every report is reviewed before release, and the professional who prepared it never signs off their own work.
Principle 04
Accountability
Every download is recorded — who, what and when — so every action on your data can be answered for.
Principle 05
Clarity
You always see where your case stands. Questions come to one thread, not a chain of emails.
Invite-only accessTwo-factor sign-inEncrypted in transitEvery download audit-loggedFiles never sent by emailColleagues see only their services
Already a Tulips client?
Sign in to Access Tulips
Open a case, upload documents or download an approved report. Your company's main contact can invite colleagues and choose which services each one sees. If you don't have an account yet, your Tulips contact will issue one — we never open portal access to the public.
We are a certified actuarial firm delivering IAS 19-compliant valuations for end-of-service benefits, pensions, gratuities, and long-term employee liabilities — across all GCC and MENA jurisdictions.
Any company with employees in GCC countries is legally and accounting-wise required to calculate and provision for end-of-service (gratuity) liabilities. Under IFRS, this must be done by a certified actuary.
Listed Companies
Tadawul, ASE, and other listed entities must disclose actuarial liabilities in financial statements. Auditors require certified IAS 19 reports.
Banks & Financial Institutions
Regulated entities under SAMA, CBJ, and other central banks require actuarial valuations for employee benefit obligations.
Large Private Companies
Any company with 50+ employees applying IFRS needs certified end-of-service calculations for their audited financials.
Multinationals & Subsidiaries
GCC subsidiaries of international groups must produce IAS 19 / IFRS-compliant reports for consolidation with parent accounts.
Free Tool · No Sign-up
What is your end-of-service liability?
Get an instant estimate based on jurisdiction-specific labor law and the Projected Unit Credit (PUC) method. Used by finance teams across the GCC to sanity-check their actuarial numbers before audit.
Total headcount covered by EOSB
Total monthly salary ÷ headcount
Weighted by employee
Each country has its own EOSB formula
Your Estimated Liability
SAR 0
Enter your numbers and click Calculate.
Want the full actuarial report? Signed by an FIA-qualified actuary. Accepted by all Big 4 audit teams. Delivered in 5-7 business days.
We'll send a sample report + fixed-fee quote within 24 hours. No spam, ever.
What We Deliver
Our Actuarial Capabilities
End-of-Service Benefit Valuation
Full IAS 19 actuarial valuation of your end-of-service (gratuity) liability using the Projected Unit Credit (PUC) method. We model demographic assumptions, salary growth, attrition rates, and discount rates specific to each GCC jurisdiction.
Compliant with IAS 19 Employee Benefits
Jurisdiction-specific labor law inputs (KSA, UAE, Jordan, Bahrain)
Signed actuarial certificate accepted by Big 4 auditors
Pension & Retirement Benefit Plans
Comprehensive actuarial valuations for defined benefit pension schemes, retirement benefit solutions, and annuity plans — customized to your organizational structure and sustainability objectives.
Pension scheme design and tailoring
Funding valuation analysis
Sensitivity testing and dynamic financial analysis
Post-Retirement Medical Benefits
Valuation of post-retirement healthcare obligations, long-service awards, and other long-term benefits that must be captured on the balance sheet under IFRS.
Medical cost trend modeling
Long-service benefit valuation
Death & disability provisions
Employee Equity Incentives & Modelling
Advanced financial modelling for employee stock options (ESOP), performance-linked incentives, and share-based payment schemes using internationally recognized valuation models.
Black-Scholes model utilization
Monte Carlo simulation techniques
Binomial and trinomial lattice models
Geometric Brownian motion analysis
Multi-Standard Reporting
We produce reports compliant with multiple reporting standards to support multinational consolidation requirements across GCC and international groups.
IAS 19 (IFRS)
SFRS(I) 1-19 Employee Benefits
MFRS 119 Employee Benefits
MPERS 28 & MPSAS 25
Annual & Interim Updates
We provide annual re-valuations and interim updates to ensure your actuarial numbers remain current, audit-ready, and reflective of workforce changes throughout the year.
Year-end and interim valuations
Management accounts updates
Remeasurement calculations (OCI)
How It Works
Our 4-Step Process
1
Data Collection
We provide a simple data template. You share employee census data (DOB, DOJ, salary, nationality). Fully confidential.
2
Assumption Setting
We propose actuarial assumptions (discount rate, salary growth, attrition) aligned with IAS 19 and GCC market conditions.
3
Valuation & Report
We run the PUC model and produce a full actuarial report with liability, current service cost, and sensitivity analysis.
4
Auditor Support
We liaise directly with your auditors (Big 4 or otherwise) to answer queries and issue sign-off letters as needed.
Why Choose Us
The Tulips Advantage
Certified Actuarial Firm
One of the few consulting firms in Jordan and KSA certified to issue actuarial reports accepted by all major audit firms.
Fast Turnaround
Standard reports delivered in 5–7 business days after data receipt. Expedited service available for year-end deadlines.
All GCC Jurisdictions
We cover KSA, UAE, Bahrain, Kuwait, Oman, Qatar, and Jordan — each with jurisdiction-specific labor law inputs.
Direct Auditor Liaison
We communicate directly with your auditors, saving your finance team time and reducing year-end pressure.
Competitive Pricing
Transparent fixed-fee pricing based on headcount. No hidden charges. Multi-year packages available.
Full Confidentiality
Your employee data is handled under strict data protection protocols and never shared with third parties.
Get Started
Request Your Actuarial Valuation
Send us your details and we'll provide a fixed-fee quote within 24 hours. Your first consultation is completely free.
Call / WhatsApp+962 787 079 464
Emailaalsheikh@TulipsConsulting.com
⏱️Response TimeWithin 24 hours
Quote Request Received!
We'll send your tailored actuarial quote within 24 hours. Thank you for choosing Tulips Consulting.
Expert direct and indirect tax advisory for businesses operating across KSA, UAE, Jordan, and Bahrain — from zakat planning and VAT compliance to M&A tax structuring and controversy resolution.
Tax and zakat obligations apply to virtually every business operating in GCC. Non-compliance carries heavy penalties. Our team ensures you're always ahead of your obligations.
Saudi Companies (Zakat)
All Saudi-owned entities are subject to GAZT zakat assessments. Incorrect calculations lead to disputes and penalties. We optimize and defend your zakat position.
Foreign Companies in KSA
Foreign-owned companies are subject to corporate income tax (20%) in KSA. We handle compliance, tax returns, and advisory for all non-GCC investors.
VAT-Registered Businesses
Any business exceeding VAT thresholds in KSA, UAE, or Bahrain needs timely and accurate returns. Errors trigger costly penalties and audits.
Companies in M&A Transactions
Tax structuring before and during acquisitions can save millions. We advise on optimal structure, tax due diligence, and post-transaction compliance.
Free Tool · 2 Minutes · Instant Result
What's your ZATCA audit risk?
6 quick questions. Get a personalized risk score + the 3 things ZATCA looks for in audits. Used by 200+ Saudi finance teams to benchmark their compliance.
Question 1 of 6
How many transactions does your business process per year?
Question 2 of 6
Do you have a ZATCA-compliant e-invoicing (FATOORA) system in production?
Question 3 of 6
Have you had any ZATCA penalties, disputes, or audits in the past 3 years?
Question 4 of 6
Are your VAT and Zakat filings consistently on time?
Question 5 of 6
Do you have transfer pricing documentation maintained and current?
Question 6 of 6
How many cross-border / intercompany transactions do you process?
Your ZATCA Audit Risk Score
0 / 18
Calculating...
Get a free 30-min ZATCA compliance review. We'll walk through your specific risk areas and what to fix first. No commitment.
Limited slots weekly. We'll reply within 4 working hours.
Our Tax Services
Comprehensive Tax & Zakat Coverage
Zakat Planning & Compliance (KSA)
We manage your zakat base calculations, annual zakat returns (GAZT), and provide advisory on legitimate zakat minimization strategies — fully compliant with ZATCA regulations.
Zakat base optimization
Annual ZATCA return preparation
Zakat dispute resolution
Zakat on cross-border transactions
VAT Implementation & Compliance
End-to-end VAT support across KSA, UAE, and Bahrain — from registration through to monthly/quarterly return filing, refund claims, and audits by ZATCA / FTA.
VAT registration and deregistration
Return preparation and submission
Input VAT recovery optimization
VAT integration into ERP systems
Tax Planning & Structuring
We design holding structures, intercompany arrangements, and profit repatriation strategies to optimize your overall tax position across GCC and Jordan — within legal boundaries.
Group structure optimization
Transfer pricing guidance
Double tax treaty utilization
Withholding tax planning
M&A Tax Due Diligence
Before acquiring a business, we identify tax risks, contingent liabilities, and structuring opportunities. We advise on deal structure to minimize tax leakage on both buy-side and sell-side transactions.
Target tax risk assessment
Post-acquisition integration planning
Share vs. asset deal analysis
Warranty and indemnity advice
Periodic Tax Health Checks
We conduct proactive reviews of your tax position to identify risks before the tax authority does — flagging gaps, missed obligations, and over-paid taxes ripe for recovery.
VAT return review
Zakat position assessment
Withholding tax reconciliation
Penalty exposure quantification
Tax Controversy & Appeals
If ZATCA or other tax authorities raise assessments or conduct audits, we represent you in disputes, prepare objection submissions, and negotiate settlements.
ZATCA audit support
Objection and appeal drafting
Penalty abatement requests
Settlement negotiations
Our Approach
How We Work With You
1
Tax Health Review
We start with a free review of your current tax position, identifying immediate risks and opportunities.
2
Strategy & Planning
We propose a tailored tax calendar, compliance plan, and optimization strategy for your specific business structure.
3
Compliance Execution
We prepare and submit all required returns, communications, and filings on your behalf — on time, every time.
4
Ongoing Advisory
We keep you updated on regulatory changes and advise proactively as your business evolves.
Why Tulips
The Difference We Make
Big 4 Tax Expertise
Our tax directors bring 8–15 years of Big 4 experience across KSA and Jordan, with deep knowledge of ZATCA, FTA, and local regulations.
🇸🇦
Saudi Zakat Specialists
We are one of the few firms in Jordan with specialists dedicated to KSA zakat — a niche that directly protects Saudi company owners from costly assessments.
ERP Integration
Our IT team ensures VAT and zakat functions integrate seamlessly into your SAP, Oracle, or other ERP system — eliminating manual errors.
Deadline Guarantee
We track all your filing deadlines and guarantee submissions before due dates — protecting you from late filing penalties.
Bilingual Advisory
We communicate fluently in Arabic and English, ensuring nothing is lost in translation with local tax authorities.
Measurable Savings
Our tax optimization strategies have helped clients reduce effective tax/zakat burdens by 15–40% — fully within legal frameworks.
Get Started
Schedule Your Tax Consultation
Whether it's zakat, VAT, or M&A tax — our specialists respond within 24 hours. First consultation is free.
Tax DirectorMohannad Ribhi: +962 79 827 9656
Emailtax@TulipsConsulting.com
Request Received!
Our tax specialist will contact you within 24 hours.
We strengthen your organization's control environment through enterprise risk management, forensic investigations, IT audit, corporate governance advisory, and business continuity planning.
Banks, insurance companies, and financial institutions face mandatory governance requirements from SAMA, CBJ, and other regulators.
Listed Companies
Public companies must maintain audit committees, internal audit functions, and governance frameworks in line with CMA regulations.
Suspected Fraud Cases
Any organization facing suspected employee fraud, asset misappropriation, or financial irregularities needs immediate forensic investigation.
IT-Dependent Organizations
Companies relying on ERP systems, digital infrastructure, and data need IT risk assessments to protect against cyber threats and data breaches.
GRC Services
Full-Spectrum GRC Coverage
Enterprise Risk Management
We design and implement comprehensive ERM frameworks — identifying, assessing, and monitoring risks across all operational areas.
Risk appetite and tolerance setting
Risk register development
Mitigation planning and monitoring
Board-level risk reporting
Fraud & Forensic Investigations
When fraud is suspected or discovered, our forensic team deploys immediately — gathering evidence, quantifying losses, and supporting legal proceedings.
Asset tracing and recovery
Digital forensics
Employee fraud investigations
Expert witness reports
Corporate Governance Advisory
We assess and enhance your board structure, audit committee effectiveness, related-party transaction policies, and overall governance framework.
Board evaluation and advisory
Governance policy development
Audit committee support
Regulatory compliance review
Policies & Procedures Design
We develop customized, enforceable policies and procedures across finance, HR, procurement, and operations — aligned with best practice and local regulations.
Financial authority matrices
Procurement and AP policies
HR and payroll controls
Delegation of authority frameworks
IT Risk & Audit
We evaluate your IT systems, ERP access controls, cybersecurity posture, and data governance — identifying vulnerabilities before they become incidents.
ERP access control review (SAP, Oracle)
Cybersecurity risk assessment
Data security and GDPR alignment
IT audit for financial reporting
Business Continuity Planning
We design and test business continuity and disaster recovery plans to ensure your organization can withstand and recover quickly from disruptions.
BIA (Business Impact Analysis)
BCP / DRP development
Crisis management frameworks
Tabletop exercise facilitation
Our Approach
From Assessment to Action
1
Risk Assessment
We identify and prioritize risks across your organization through interviews, document review, and system analysis.
2
Gap Analysis
We benchmark your current controls against best practice and regulatory requirements, identifying critical gaps.
3
Remediation Design
We design practical, proportionate controls and governance frameworks tailored to your size and sector.
4
Implementation & Monitoring
We support implementation and establish ongoing monitoring mechanisms to sustain the improvements.
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Protect Your Organization Today
A GRC gap today can become a crisis tomorrow. Let us assess your risk exposure — free initial consultation available.
Call / WhatsApp+962 787 079 464
Emailinfo@TulipsConsulting.com
Request Received!
Our GRC specialist will contact you within 24 hours.
Outsourced and advisory CFO solutions that give growing companies access to Big 4-calibre financial leadership — without the cost of a full-time C-suite hire. We handle IFRS conversion, financial reporting, management accounts, and ERP integration.
Growing businesses that need CFO-level guidance — financial controls, reporting infrastructure, investor presentations — without the cost of a full-time CFO.
Companies Converting to IFRS
Any company preparing for an IPO, bank financing, or foreign investment needs IFRS-compliant financials. We manage the full conversion.
PE/VC-Backed Companies
Investor-backed companies need professional financial reporting, board packs, and KPI dashboards. We build and run these for you.
SMEs Without Finance Teams
Small and medium businesses that lack in-house finance capacity benefit from our BPO accounting services — full outsourced finance function.
CFO Services
Your Complete Finance Function
IFRS Conversion & Implementation
We manage end-to-end IFRS adoption — gap analysis, accounting policy design, financial statement restatement, staff training, and auditor liaison.
IFRS 15, 16, 9, and 17 implementation
Opening balance sheet preparation
Accounting policy manual development
Training for finance teams
Financial Reporting & Management Accounts
Monthly, quarterly, and annual financial statements, board packs, and management accounts — prepared accurately and on time.
Monthly management accounts
Board and investor reporting
Financial consolidation
KPI dashboards and analytics
Accounting Policies & Chart of Accounts
We design your accounting framework from scratch — chart of accounts, accounting policies manual, and ERP configuration — aligned with IFRS and best practice.
Chart of accounts design
Accounting policies manual
Finance procedures documentation
System configuration support
Profitability & Cost Review
We identify where your money is made and where it's lost — product, customer, channel, and geographic profitability analysis with actionable recommendations.
Margin analysis by product/segment
Cost allocation methodology
Overhead rationalization
Working capital optimization
Business Process Outsourcing (BPO)
Full outsourced accounting function — bookkeeping, accounts payable/receivable, payroll processing, bank reconciliations, and month-end close.
Full-cycle bookkeeping
Payroll processing and reconciliation
AP / AR management
Month-end and year-end close
ERP Integration & Finance Systems
We integrate your finance function with SAP, Oracle, Odoo, or other ERP — ensuring automated reporting, controlled data flows, and audit-ready records.
SAP S/4HANA implementation support
Finance module configuration
Automated reporting setup
Systems selection advisory
How We Engage
Flexible Engagement Models
1
Finance Health Check
We review your current finance function, reporting, and systems to identify gaps and quick wins.
2
Engagement Design
We design a tailored engagement — project-based, retainer, or full BPO — matching your budget and needs.
3
Delivery & Execution
Our team integrates with yours, delivering reporting, analysis, and advisory on agreed timelines.
4
Continuous Improvement
We refine processes, automate where possible, and upskill your team as your finance function matures.
Get Started
Build a World-Class Finance Function
From a simple monthly reporting retainer to a full outsourced finance department — we have a model that fits. Let's talk.
Call / WhatsApp+962 787 079 464
Emailaalsheikh@TulipsConsulting.com
Request Received!
Our team will be in touch within 24 hours with a tailored proposal.
We deliver sophisticated M&A advisory, business valuations, and capital raising support — bringing investment banking expertise to businesses across Saudi Arabia, the UAE, Jordan and the wider GCC.
Business ValuationM&A AdvisoryDCF / MultiplesDue DiligenceFeasibility Studies
Maximize your sale price, attract the right buyers, and navigate the transaction process with confidence — we manage the entire sell-side process.
Strategic Acquirers
Before you acquire, you need independent valuation, financial due diligence, and tax structuring advice. We protect you from overpaying.
Companies Seeking Finance
Preparing for bank loans, private equity investment, or sukuk issuance? We build the financial models and information memoranda banks and investors expect.
Legal & Dispute Contexts
Court proceedings, shareholder disputes, and regulatory matters often require independent, defensible business valuations from certified advisors.
Corporate Finance Services
From Valuation to Completion
Business Valuation
We produce rigorous, defensible business valuations using internationally accepted methodologies — appropriate for transactions, financing, reporting, and legal purposes.
Discounted Cash Flow (DCF) analysis
Market multiples / comparable companies
Precedent M&A transactions
Net Asset Valuation (NAV)
Signed valuation certificate
M&A — Sell-Side Advisory
We manage your sale from preparation to completion — positioning your business, finding buyers, managing due diligence, and negotiating the best deal.
Business positioning and preparation
Buyer identification and outreach
Investment Teaser and IM preparation
Management Presentation design
Negotiation and deal structuring
M&A — Buy-Side Advisory
Before you acquire, we identify risks, validate the seller's financial claims, and advise on deal structure, price adjustment mechanisms, and post-close integration.
Financial due diligence
Quality of earnings analysis
Valuation cross-check
Working capital normalization
Integration planning
Information Memoranda & Financial Models
We produce investor-grade documentation — Information Memoranda, Management Presentations, Teasers, and full financial models that impress sophisticated investors and banks.
Integrated 3-statement models
Scenario and sensitivity analysis
LBO and returns analysis
Investor-ready presentation design
Feasibility Studies
Before launching a new project or market entry, we assess commercial viability, financial projections, and risk — providing the evidence base for confident investment decisions.
Market and competitive analysis
Revenue and cost modeling
NPV and IRR analysis
Risk and sensitivity assessment
Capital Raising Advisory
We prepare companies for private equity, venture capital, sukuk, or bank financing — structuring the deal, preparing documentation, and introducing investors.
Capital structure advisory
Investor identification and outreach
Term sheet review and negotiation
Financing documentation support
M&A Process
How a Transaction Unfolds
1
Planning & Preparation
Business assessment, valuation, and preparation of marketing materials (Teaser, IM, Model).
2
Marketing & Screening
Identifying and approaching suitable buyers or investors, managing NDAs and initial discussions.
3
Negotiations
Indicative offers, management presentations, best-and-final bids, and LOI / MOU execution.
4
Completion
Due diligence support, SPA negotiation, regulatory approvals, and deal closing.
Get Started
Discuss Your Transaction
Confidential. No commitment. Our corporate finance team brings KPMG Deal Advisory experience to every engagement.
Technical accounting support, internal audit, complex assurance engagements, and secretarial services — backed by Big 4 experience and deep knowledge of IFRS and local regulations.
We serve as your outsourced internal audit function — delivering risk-based audit plans, control testing, and management reporting.
Complex IFRS Transactions
Lease accounting (IFRS 16), revenue recognition (IFRS 15), financial instruments (IFRS 9) — we provide the technical accounting memo your auditors require.
Multinational Subsidiaries
GCC subsidiaries of international groups need accounting advisory that bridges local GAAP with parent-required IFRS reporting.
Companies Needing Secretarial
We provide company secretarial services — board minutes, AGM support, regulatory filings, and corporate record maintenance.
Our Services
Technical Accounting Excellence
Internal Audit Services
We provide outsourced internal audit — designing risk-based audit plans, executing fieldwork, and reporting findings with practical recommendations.
Risk-based audit planning
Process and control audits
Fraud risk assessment
Audit committee reporting
Technical Accounting Advisory
Complex accounting questions — lease classification, revenue recognition, business combinations, impairment — addressed with IFRS-compliant technical memos accepted by your auditors.
IFRS 15 — Revenue from Contracts
IFRS 16 — Leases
IFRS 9 — Financial Instruments
IFRS 3 — Business Combinations
Assurance Engagements
We perform agreed-upon procedures, compilation engagements, and other assurance work for lenders, investors, and regulatory bodies.
Agreed-upon procedures
Compilation engagements
Financial information reviews
Covenant compliance reports
Financial Performance Rating
Comprehensive assessments of your financial health — ratio analysis, benchmarking against industry peers, and actionable recommendations to improve performance.
Financial KPI benchmarking
Liquidity and solvency assessment
Working capital efficiency
Board-level financial narrative
Company Secretarial Services
Full company secretarial support — from incorporation and board minutes through to annual returns, regulatory filings, and corporate record maintenance.
Incorporation and registration
Board and AGM minutes
Annual regulatory filings
Corporate record maintenance
IFRS Training Programs
We design and deliver customized IFRS training for finance teams — from foundation courses to advanced workshops on specific standards, delivered in Arabic and English.
Tailored in-house IFRS workshops
New standards impact training
CPE-accredited programs
Arabic and English delivery
Get Started
Access Expert Accounting Advisory
Whether it's a one-off technical accounting question or a full internal audit engagement — our team is ready to help.
Our team is accessible and responsive. Whether you have a quick question or are ready to begin an engagement, reach out through any of the channels below — or fill in the form and we'll respond within 24 hours.
Address
Al-Jubeha, Abu Al-Haj Complex Queen Rani St., Amman, Jordan
Thank you for reaching out. Our team will contact you within 24 hours. We look forward to working with you.
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Last updated 15 September 2026.
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