Tulips Consulting delivers expert actuarial valuations, tax & zakat advisory, CFO support, GRC frameworks, and corporate finance services — trusted by leading organizations across Saudi Arabia, the UAE, Jordan and the wider GCC.
Tulips Consulting is a certified actuarial and financial advisory firm serving businesses across Saudi Arabia, the UAE, Jordan and the wider GCC. Our team brings Big 4 experience, deep regional expertise, and a commitment to precision in every engagement.
From end-of-service actuarial valuations and zakat compliance to M&A advisory and enterprise risk — we are your trusted financial partner.
Integrity
Transparency in every engagement
Excellence
Big 4 quality, boutique attention
Client-Centric
Tailored to your unique needs
Innovation
Tech-enabled advisory solutions
What We Do
Our Six Service Pillars
01
IAS 19 — End-of-Service
Audit-ready before year-end.
Full Projected Unit Credit actuarial valuations signed by an FIA-qualified actuary. Accepted by Big 4 and tier-2 audit teams across KSA, UAE, Jordan, Bahrain, Kuwait, Oman and Qatar.
End-to-end zakat base calculation, annual return preparation, VAT compliance, and tax controversy support — handled in Arabic, by people who deal with ZATCA every week.
Technical accounting support, internal audit, assurance and related services — including agreed-upon procedures and compilations — and secretarial services, aligned with IFRS and local standards.
"Tulips Consulting is the first call we make when something is technical and time-sensitive." — Group CFO, mid-cap GCC industrial group
Our Methodology
How We Work
A structured, proven approach — from the first conversation to long-term partnership. Every engagement follows the same rigorous process.
1
Discover
We invest time to understand your business, regulatory environment, and specific challenges before proposing anything.
2
Diagnose
We identify gaps, risks, and opportunities through data analysis, interviews, and benchmark review.
3
Design
We co-create a tailored solution — whether a valuation report, tax strategy, or governance framework.
4
Deliver
We execute with precision, on time, and liaise directly with your auditors, regulators, or board.
5
Sustain
We remain your partner — updating valuations, tracking regulation changes, and scaling with your growth.
General Electric
Aldara Hospital
White & Case
Taj Holding
STS
Detasad
Al Jouf Cement
Alargan
Shawarmer
Boudl Hotels
The Helicopter Co.
Floward
Al Qiddiya
Saudi Entertainment Ventures
Aani & Dani
Advanced Learning Schools
General Electric
Aldara Hospital
White & Case
Taj Holding
STS
Detasad
Al Jouf Cement
Alargan
Shawarmer
Boudl Hotels
The Helicopter Co.
Floward
Al Qiddiya
Saudi Entertainment Ventures
Aani & Dani
Advanced Learning Schools
Where We Operate
Serving seven jurisdictions across the GCC and Jordan
Local expertise with regional coordination. Our directors work across all major GCC markets from our Amman HQ — with on-the-ground relationships in every jurisdiction we serve.
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Jordan
HQ · Amman
ActuarialTaxAudit
🇸🇦
Saudi Arabia
ZATCA registered
ZakatZATCAIFRSAudit
🇦🇪
UAE
Dubai · Abu Dhabi
VATESRTransfer Pricing
🇧🇭
Bahrain
Manama
TaxActuarial
🇰🇼
Kuwait
Kuwait City
TaxAudit
🇴🇲
Oman
Muscat
TaxIFRS
🇶🇦
Qatar
Doha
TaxAudit
Hand-curated · Reviewed periodically
GCC Regulatory Pulse
Top regulatory, tax, accounting, and governance changes affecting GCC finance teams — distilled. Curated by the Tulips senior team. Last reviewed: —.
ZATCA: August 2026 withholding tax returns are due by 10 September 2026
Saudi Arabia's Zakat, Tax and Customs Authority called on 7 September 2026 for all withholding-tax agents to file their August 2026 withholding tax returns through zatca.gov.sa no later than 10 September 2026. The Authority reiterated the late-payment penalty: 1% of the unpaid tax for every 30 days of delay from the due date. ZATCA also pointed taxpayers to its 24/7 unified call center (19993), the @Zatca_Care X account, and live chat on its website for clarification on which payments fall under withholding tax (rent, royalties, management fees, technical and consulting services, air and sea freight, and others).
What this means for you: If you make any cross-border or in-Kingdom payment that is subject to Saudi withholding tax, reconcile the August ledger against the categories above and submit before 10 September 2026. A one-month delay costs 1% of the tax due — far more than the time to file — and ZATCA's monthly cadence now runs alongside VAT and excise, so a single missed cycle cascades into a quarter-end correction.
UAE FTATax2026-08-25
UAE FTA publishes Top-up Tax Guide on Excluded Entities and Investment Entities
On 25 August 2026, the UAE Federal Tax Authority issued its Top-up Tax Guide – Excluded Entities and Investment Entities (TTGEIE1), the first detailed Pillar Two interpretive guide for entities that may fall outside the UAE's Qualified Domestic Minimum Top-up Tax (QDMTT) under Cabinet Decision 142/2024. The guide confirms that an Exempt Person under UAE Corporate Tax is not automatically an Excluded Entity under QDMTT — each entity must be assessed separately. Excluded and Investment Entities are removed from the QDMTT charging provision, and they have no QDMTT registration, Top-up Tax Return, or Pillar Two Information Return filing obligations in the UAE, although their revenue still counts toward the group's EUR 750 million threshold.
What this means for you: If your group meets the EUR 750 million revenue test, run the four-step classification (Excluded Entity → Investment Entity → charging provision) for every UAE Constituent Entity before the 30 November 2026 registration deadline for entities whose fiscal year ended before 30 April 2026. A clean Excluded Entity classification removes the registration and return burden — but document the analysis; the FTA expects evidence on file for any entity it inspects.
Saudi CMAGovernance2026-09-03
Saudi CMA issues five-level risk-classification manual for investment funds
The Saudi Capital Market Authority published a guiding manual on 3 September 2026 for asset managers to determine the risk level of investment funds distributed in the Kingdom. The manual introduces a standardised five-level scale — Low, Low-to-Moderate, Moderate, Moderate-to-High, and High — applied through criteria the CMA expects managers to use consistently so investors can compare funds on the same basis. The guidance is part of the CMA's broader transparency and disclosure programme and aligns with the Tadawul unified ESG metrics framework already in force for listed issuers.
What this means for you: If you manage or distribute Saudi-registered funds, classify every fund under the new five-level scale and reflect the label in the prospectus, key factsheet, and any digital-platform presentation. Intermediaries will display the label verbatim; a fund still using bespoke wording like "moderate-to-high growth" will be visibly out of step. Build the classification into the new product approval process before the next fund launch or migration cycle.
What Our Clients Say
Client Testimonials
Healthcare
"Tulips Consulting delivered our IAS 19 actuarial valuation ahead of schedule — the report was accepted by our Big 4 auditors without a single query. Their understanding of IFRS and GCC labor law is exceptional."
FM
Finance Manager
Aldara Hospital & Medical Center
Technology
"Their tax and zakat advisory team helped us restructure our KSA entity significantly reducing our annual zakat burden — fully within ZATCA regulations. A rare combination of technical depth and practical execution."
CD
CFO
Leading Technology Group, KSA
Real Estate
"Tulips supported our IFRS 16 implementation and management reporting overhaul in parallel. What would have taken us a year internally was delivered in three months. Their team felt like an extension of ours."
GM
Group CFO
Real Estate Developer, Jordan
Featured Engagements
Three engagements. Three outcomes.
Anonymised, but real. Each engagement represents a category of work we do every month — and the kind of result a senior director is hands-on for, end to end.
ACTUARIAL
Healthcare · Listed2025
IAS 19 + Audit Defence
Big 4 auditor had queried a prior IAS 19 valuation. 4,200 employees across 3 GCC entities. We delivered a fresh valuation in 7 days, including auditor liaison. Accepted without query. Retained for 4 years running.
7dTurnaround
3Jurisdictions
0Audit queries
ZAKAT
Industrial · KSA + UAE2025
ZATCA Zakat Recovery
Family-owned industrial group had been over-paying zakat for 3 years. 6-week engagement: zakat base recomputation, ZATCA objection filing, recovery claim. SAR 2.1M recovered. Defensible framework going forward.
6wEngagement
2.1MSAR recovered
3yOverpayment
IFRS 16
Real Estate · Mid-cap2025
IFRS 16 Crunch + Year-End
Real estate developer, four months from year-end with no internal IFRS 16 capability. 3-month conversion, chart redesign, opening balance sheet, full auditor liaison. Audit signed on time. Retained on quarterly retainer.
3mConversion
100%Audit pass
QRetainer kept
Thought Leadership
Latest Insights
Written by our directors, sourced to the standards and the regulators themselves. Updated 22 September 2026.
IFRS 18Reporting
IFRS 18 applies from 2027. What changes, and what to do this year
It replaces IAS 1, forces two new subtotals into your income statement and puts your own performance measures in the notes. Saudi Arabia adopted it in December 2024.
ActuarialIAS 19
What IAS 19 actually requires for end-of-service benefits
An actuary is encouraged, not required — but the discount rate, the salary assumption and the census are where valuations go wrong, and where auditors look first.
ZATCAKSA
E-invoicing wave 25: the threshold just halved
Businesses above SAR 187,500 of VAT-subject revenue must integrate with FATOORA by 1 February 2027. Each wave reaches further down the market.
Most people arrive with a problem, not a service name. Pick the one that sounds like your week.
I need my year-end numbers signed off
End-of-service and annual-leave valuations, lease schedules and the expected-credit-loss provision — the four things auditors query most, prepared before they ask.
Actuarial · IFRS 16 · IFRS 9 →
I need to file Zakat, VAT or corporate tax
Zakat base and returns for ZATCA, VAT filings, UAE corporate tax, withholding tax, and support if an assessment is already in dispute.
Tax & Zakat →
I need a finance function, not a hire
Monthly bookkeeping, management accounts, cash-flow reporting and a finance lead who joins your board meeting — for a fixed monthly fee.
CFO support →
I am raising money or selling the business
Valuations, financial due diligence, feasibility studies and the data room — prepared the way the buyer's advisers will test it.
Corporate finance →
I need to prove we are in control
Risk registers, internal audit, governance frameworks and the controls documentation regulators and boards ask to see.
GRC →
I need someone to fix the accounts
IFRS conversion, technical accounting opinions, restating prior periods, and training your team so the same issue does not return.
Consulting & accounting →
Free Tools · No Sign-up
Answer it yourself, in two minutes
Five things you can work out yourself before you speak to anyone. Each gives an indicative answer — not a filing, and not a signed report.
Actuarial, Zakat & Tax, IFRS 9 and IFRS 16 clients work with us in one secure place. Send your data, see where each case stands, answer our requests in one thread and download the approved report. Invite-only, with two-factor sign-in available, and your files never travel by email.
01
Get your access
Your Tulips contact invites you; you set your own password and can turn on 2FA.
02
Open a case
Pick the service, complete its short form and attach the documents it asks for.
03
Answer our requests
Questions and extra document requests land in your portal, not your inbox.
04
Download your report
Once reviewed and approved, the report is filed to your library.
Engagements across Saudi Arabia, the United Arab Emirates, Jordan and the wider GCC region — spanning listed corporates, family-owned groups and government-adjacent entities.
Clients on record
20engagements
Sectors covered
16industries
Jurisdictions served
7GCC & Jordan
GE
General Electric
Energy & Industry
AH
Aldara Hospital
Healthcare
W&C
White & Case
Legal
TH
Taj Holding
Investment
STS
STS
Technology
DT
Detasad
Technology
PT
Premier Technology
Technology
AJC
Al Jouf Cement
Manufacturing
AG
Alargan
Real Estate
SW
Shawarmer
F&B
BH
Boudl Hotels
Hospitality
THC
The Helicopter Co.
Aviation
AR
Asla Real Estate
Real Estate
FL
Floward
E-Commerce
SC
Salco
Construction
A&D
Aani & Dani
Retail
AN
Annasban Group
Facility Mgmt
AQ
Al Qiddiya
Entertainment
SEV
Saudi Entertainment Ventures
Entertainment
ALS
Advanced Learning Schools
Education
The People
Leadership That Delivers
A senior team combining Big 4 discipline with boutique responsiveness. The people you'll actually work with — not a junior you've never met.
AA
Ahmad Al-Sheikh
Managing Director · Actuarial Lead
15+ years across actuarial practice and corporate finance. Previously senior consultant at a Big 4 firm in the Middle East. Leads all IAS 19 valuations and CFO advisory engagements.
FIAIAS 19IFRS
MR
Mohannad Ribhi
Tax Director · KSA Lead
8+ years in KSA and Jordan tax. Specialist in ZATCA zakat, VAT, and corporate income tax controversy. Manages all GCC tax engagements and statutory compliance.
ZATCAVATJCPA
AAn
Anas Abdulaziz
Corporate Finance Lead · M&A
CME-1 certified. Brings investment banking-grade valuation and deal advisory to mid-market GCC companies. Leads all M&A, feasibility, and capital raising work.
CME-1DCFM&A
Work With Tulips Consulting
Your Success Is Our Goal
From certified IAS 19 actuarial valuations and Saudi zakat compliance, to M&A advisory and full CFO support — we deliver Big 4 expertise with boutique attention. First consultation is always complimentary.
Actuarial & End-of-Service
Tax & Zakat — KSA / GCC
Governance, Risk & Compliance
CFO Support & IFRS
M&A & Corporate Finance
Audit & Accounting
Big 4 Pedigree
Our directors bring 15+ years from leading global firms across Jordan & KSA.
Certified Actuaries
One of the few certified actuarial firms in the region — IAS 19 reports accepted by all major auditors.
🇸🇦
GCC Specialists
Deep expertise in Saudi zakat, VAT across KSA/UAE/Bahrain, and Jordanian tax law.
24-Hour Response
We respond to every enquiry within one business day — accessible and committed.
15+Years Experience
20+Major Clients
6Service Areas
100%Free First Consult
Message Received!
Our team will reach out within 24 hours. Thank you for trusting Tulips Consulting.
The invite-only client portal for Tulips engagements — actuarial valuations, Zakat & Tax, IFRS 9 expected credit loss and IFRS 16 leases. Send your data, follow each case through review, answer our requests in one thread and download the approved report — without your files ever travelling by email.
Access Tulips replaces the email-and-attachment back-and-forth that usually surrounds an engagement. Each case — a valuation, a Zakat return, an ECL model or a lease schedule — keeps its documents, questions and signed report in one place, time-stamped and tied to your company. There is no public registration: your Tulips contact opens access once the engagement is confirmed, for the services your company uses.
How It Works
Four steps, start to signed report
STEP 01
Get your access
Your Tulips contact creates your account and sends an invitation. You set your own password and can switch on an authenticator app for two-factor sign-in.
STEP 02
Open a case
Choose the service, complete its short form and attach the documents it lists. Blank templates — employee census, trial balance, receivables ageing — download from the same screen.
STEP 03
Answer our requests
If we need a date corrected, a field clarified or another document, the request lands in your portal. You reply or upload in the same place — nothing is lost in a mail chain.
STEP 04
Download your report
Every report goes through internal review before release. When your status turns to Approved, the signed report is filed to your library by service and period — ready for your next audit request.
Coverage
Services in the portal
Actuarial valuations
End-of-service benefits under IAS 19, IFRS for SMEs Section 28 or IPSAS 39 — baseline, year-end or interim — plus vacation and annual-leave liabilities.
Zakat & Tax
Zakat and income-tax computations, returns and ZATCA correspondence, plus Zakat advisory for planning, regulatory changes and ad-hoc questions.
Expected credit loss
IFRS 9 expected-credit-loss models for receivables and loan books, built from the ageing analysis you upload.
IFRS 16 leases
Right-of-use asset and lease-liability calculations, schedules and disclosures for your rent and lease contracts.
Live status, no chasing
Every case carries a live status, whatever the service. You see exactly where it sits without sending a follow-up email.
Every approved report stays available, filed by service and period — including earlier reports we add from before the portal — so next year's audit request is a download, not a search.
Coming to the portal: financial statements, accounting & bookkeeping, CFO advisory and ERP consultation.
Inside the Portal
What a case looks like
One case holds everything for one piece of work: what you sent, what we asked, and the report at the end. This is an illustration with made-up figures — no client information appears here.
clients.tulipsconsulting.comIllustration · sample data
End-of-service valuation — year ended 31 December 2026
Case #2026-0184Under review
Employee census uploaded
census-2026.xlsx · 412 employees · checked and accepted
4 Jan
Question from your actuary
“Eleven employees have a joining date after their first salary change. Can you confirm the correct joining dates?” — answered in the same thread, two days later.
9 Jan
Second-professional review
Prepared by one actuary, reviewed by another. The preparer cannot sign off their own work.
15 Jan
Approved report available
IAS 19 valuation report and the disclosure note, filed in your library by service and period. Every download is logged.
16 Jan
Statuses you will see on a real case: Submitted · Under review · In progress · Action needed · Approved.
The Tulips Principles
Five values behind every engagement
Censuses, trial balances and loan books are entrusted to us. The portal is built on the values our clients across Saudi Arabia, the UAE and the GCC already hold us to — and each one is something the portal actually does.
Principle 01
Trust
What you entrust to us, we guard. Your files stay inside the portal and never travel by email.
Principle 02
Confidentiality
By invitation only. No one signs up on their own, and each colleague sees only the services they are given.
Principle 03
Mastery
Every report is reviewed before release, and the professional who prepared it never signs off their own work.
Principle 04
Accountability
Every download is recorded — who, what and when — so every action on your data can be answered for.
Principle 05
Clarity
You always see where your case stands. Questions come to one thread, not a chain of emails.
Invite-only accessTwo-factor sign-inEncrypted in transitEvery download audit-loggedFiles never sent by emailColleagues see only their services
Already a Tulips client?
Sign in to Access Tulips
Open a case, upload documents or download an approved report. Your company's main contact can invite colleagues and choose which services each one sees. If you don't have an account yet, your Tulips contact will issue one — we never open portal access to the public.
Ten questions about the things auditors query first. You get a readiness score and the three things worth fixing before the audit starts — not a grade, just the order to work in.
10 QuestionsNo Sign-upNothing Stored
Free Tool
Answer honestly — it only helps if you do
Your answers stay in your browser. Nothing is sent anywhere and nothing is stored. This is a prompt for the right conversation, not an assessment of your financial statements.
Want the gaps closed?
Send us your score
Tell us which answers were "no" and we will tell you what it takes to fix them before your year-end — and what it costs.
Pick a service and see the exact documents and questions the engagement starts with — the same list your team sees inside the client portal. Gather these first and the work starts on day one instead of week three.
No Sign-upSame List as the PortalNothing to Upload Here
Free Tool
Choose your service
Nothing is uploaded on this page. Documents are sent through the client portal once your engagement is confirmed — never by email. If a document on the optional list does not exist in your business, say so and we will work around it.
Ready when you are
Send the list to your team
Most delays come from incomplete data, not from the work itself. Get these together and we will quote a fixed fee against a scope we can actually hold.
Short, practical notes on the standards and rules that change what you file. Every factual claim below links to the standard-setter or the regulator it comes from — check them yourself.
Financial reporting · 22 September 2026 · 4 min read
IFRS 18 applies from 2027. What changes, and what to do this year
IFRS 18 Presentation and Disclosure in Financial Statements replaces IAS 1 and applies to annual reporting periods beginning on or after 1 January 2027. Earlier application is permitted. In Saudi Arabia, the standard is already adopted: SOCPA's Accounting Standards Board decided on 26 December 2024 to adopt IFRS 18, with early adoption allowed.
The three things that actually change
Two subtotals become compulsory. Your income statement must present operating profit and profit before financing and income taxes. Most GCC groups present something they call operating profit today — the question is whether it is the same thing IFRS 18 defines.
Your own measures come into the notes. Management-defined performance measures — the adjusted EBITDA or underlying profit in your investor deck — must be disclosed, explained and reconciled in the financial statements.
Aggregation has rules. New principles govern what you may lump together and what must be disaggregated, which usually means more line items, not fewer.
What to do before your 2027 year begins
Map your current income statement to the new categories and see which subtotal moves. Financing and tax classification is where most surprises sit.
List every performance measure your board, lenders or investors already see. Each one is a candidate for disclosure and reconciliation.
Fix the comparatives now — restating a prior year in the middle of an audit is the expensive way to do this.
Tell your lenders early if a covenant is defined against a subtotal that is about to change.
Sources: IFRS Foundation — IFRS 18 standard page (effective date, subtotals, management-defined performance measures, aggregation, replacement of IAS 1). SOCPA — adoption of IFRS 18 in Saudi Arabia. The UAE has no separate national endorsement body; IFRS applies through company law and regulator requirements, so confirm the position with your own regulator.
Actuarial · 22 September 2026 · 5 min read
What IAS 19 actually requires for end-of-service benefits
Two sentences in IAS 19 are quoted at us more often than any others, usually inaccurately. Here is what the standard says.
“An entity shall determine the net defined benefit liability (asset) with sufficient regularity that the amounts recognised in the financial statements do not differ materially from the amounts that would be determined at the end of the reporting period.” — IAS 19, paragraph 58
“This Standard encourages, but does not require, an entity to involve a qualified actuary in the measurement of all material post-employment benefit obligations.” — IAS 19, paragraph 59
So an actuary is encouraged, not mandated. What is mandated is that the number be right at the reporting date. In practice, auditors across the GCC ask for an actuarial valuation once the obligation is material, because it is the cheapest way to demonstrate that it is.
Where valuations actually go wrong
The discount rate. IAS 19 requires it to be set by reference to market yields at the reporting date on high-quality corporate bonds, and where there is no deep market in those bonds in the relevant currency, on government bonds. In several GCC currencies that judgement is the single biggest driver of the answer, and it must be revisited every year — not carried forward.
The salary assumption. An end-of-service award is paid on the final wage, so a salary growth assumption that does not match your actual increase history moves the liability more than most people expect.
Attrition. In Saudi Arabia the award on resignation is tiered, so how many people you expect to resign — and when — changes the answer materially.
The census. Wrong joining dates, missing leavers and salaries that disagree with payroll cause more restatements than any modelling choice. Fix the data before anyone models it.
The Saudi statutory award, for reference
Under the Saudi Labour Law, the end-of-service award on termination is half a month's wage for each of the first five years of service and one month's wage for each year after that, based on the last wage and pro-rated for part years (Article 84). On resignation the entitlement is tiered: nothing below two years, one third of the award from two up to five years, two thirds from five up to ten years, and the full award at ten years or more (Article 85).
Remember that the statutory award is what you owe an employee who leaves today. The accounting liability is different: it is the present value of what you expect to pay everyone, discounted, with remeasurements recognised in other comprehensive income and not recycled to profit or loss later.
Sources: IFRS Foundation — IAS 19 official text (paragraphs 58 and 59 quoted above). Discount-rate basis and the treatment of remeasurements are paraphrased from IAS 19 (paragraphs 83 and 120–122) rather than quoted. Saudi Labour Law, Articles 84 and 85 — official law text via WIPO Lex, corroborated by the Ministry of Human Resources and Social Development. This is general information, not advice on your own position.
Tax & Zakat · 22 September 2026 · 3 min read
E-invoicing wave 25: the threshold just halved
ZATCA has announced the criteria for wave 25 of the e-invoicing integration phase. Any taxpayer whose VAT-subject revenue exceeded SAR 187,500 in 2022, 2023, 2024 or 2025 must integrate their e-invoicing solution with the FATOORA platform by 1 February 2027.
That threshold is half the one used for wave 24. The direction of travel is the point: each wave reaches further down the market, and a business that was comfortably outside the scope two announcements ago is now inside it.
What this means if you are near the threshold
Check your own ZATCA notification rather than working from a press summary. Scope is assessed on your filed revenue, and the notice goes to the taxpayer.
Integration is not the same as generating an e-invoice. Phase two means your system talks to FATOORA, in the required format, with the required security features.
Give your provider real lead time. The deadline is fixed and the queue in the last month is not.
If you are on the edge of the threshold, assume a later wave will reach you and plan once rather than twice.
Source: ZATCA — wave 25 criteria announcement. Waves are announced periodically; check the ZATCA newsroom for anything issued after 22 September 2026.
Need this applied to your numbers?
Ask the people who wrote it
These notes are general. Your year-end, your contracts and your filing history decide what actually applies — tell us the position and we will confirm it.
Tell us where you file and when your year ends. We will list the next twelve months of Saudi and UAE filing deadlines that apply to you — each one with the rule behind it and a link to the regulator's own page.
ZATCAGOSIUAE FTASources LinkedNo Sign-up
Free Tool · No Sign-up
Build your deadline list
Read this before you rely on it. These are the general rules, applied to the year-end you chose. They are not advice on your own position, and a deadline that falls on a weekend or public holiday may move. Rules verified against the regulators' own pages on 22 September 2026 — re-check anything close to a deadline, because Saudi e-invoicing waves and UAE e-invoicing dates are still being announced.
Deliberately left out, because we could not confirm them from an official source: the Saudi annual withholding-tax reconciliation return and the audit-size threshold for Saudi LLCs. Ask us and we will confirm your position directly with the authority.
Want us to handle these?
We file them for you
Zakat and VAT returns, withholding tax, corporate tax in the UAE, and the year-end numbers behind them. Clients see every deadline and every filed return in the portal.
IFRS 9 expected-credit-loss models for trade receivables and loan books — built from your own ageing and loss history, documented so your auditor can follow every step.
IFRS 9Simplified & General ApproachProvision MatrixForward-LookingAudit-Ready
IFRS 9 replaced "provide when it goes bad" with expected loss from day one. For most trade receivables that means a provision matrix built on your own ageing and write-off history, adjusted for what you expect ahead. For loan books and intercompany balances it means staging, probability of default and loss given default. We build the model, document the judgements, and hand you the workings your auditor will ask for.
What We Need From You
The data, listed up front
Exactly what the client portal asks for when you open this case. Nothing else is needed to start.
Receivables ledger or loan book at customer level
Ageing analysis at the reporting date
Historical write-offs and recoveries, three to five years where you have them
Collateral and guarantees schedule
Any forward-looking or macroeconomic assumptions you already use
Timing starts when the ageing and loss history are complete. Incomplete customer-level data is the single most common cause of delay.
What You Receive
Deliverables
Loss-rate model
A provision matrix or staged model built on your own history, with every rate traceable to the data you gave us.
The ECL charge
The provision at the reporting date and the movement through profit or loss for the period.
Disclosure pack
The IFRS 9 credit-risk disclosures drafted for your financial statements, including the sensitivity your auditor expects.
Documented judgements
Why each assumption was chosen — the part that takes the longest to defend if it is not written down.
Reported under IFRS 9 (full IFRS) or the financial-instruments requirements of IFRS for SMEs, stated on the report. Every report is reviewed by a second Tulips professional before release — the person who prepared it never signs it off.
Already a Tulips client?
Open this case in the portal
Existing clients open an IFRS 9 expected credit loss case in Access Tulips, upload the documents above, answer any questions in one thread and download the approved report.
Every lease on the balance sheet, and the schedules to prove it
Under IFRS 16 nearly every rent and lease contract lands on the balance sheet as a right-of-use asset and a lease liability. The mechanics are simple until reality arrives: escalations, rent-free periods, renewal and termination options, mid-term modifications, and the discount rate you have to defend. We rebuild the schedules from the contracts themselves, so the numbers in the note match the numbers in the ledger.
What We Need From You
The data, listed up front
Exactly what the client portal asks for when you open this case. Nothing else is needed to start.
Lease and rent contract register — one row per contract with start, end, payments, escalations and options
Signed lease and rent contracts
Rent payments ledger for the period
Support for the incremental borrowing rate: bank quotes or loan agreements
Prior-period IFRS 16 schedules or workings, if this is not your first year
Timing starts when the contract register and the signed contracts are complete. Short-term and low-value exemptions are applied only where you have elected them.
What You Receive
Deliverables
Contract-by-contract schedules
Opening and closing right-of-use asset and lease liability for every contract, with the interest and depreciation split.
Journal entries
The entries for the period, in a form your accounting team can post directly.
Maturity analysis
Undiscounted lease payments by band for the disclosure note.
Disclosure note
The IFRS 16 note drafted for your financial statements, including short-term and low-value exemptions taken.
Reported under IFRS 16, or the lease requirements of IFRS for SMEs where that is your framework. Every report is reviewed by a second Tulips professional before release — the person who prepared it never signs it off.
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Open this case in the portal
Existing clients open an IFRS 16 lease accounting case in Access Tulips, upload the documents above, answer any questions in one thread and download the approved report.
The leave provision, measured rather than estimated
Most companies accrue leave at the balance-sheet value of unused days. That is fine until the balance is material, the carry-forward cap bites, or leave is paid out on exit at a different rate than it was earned. IAS 19 treats accumulating leave as a long-term employee benefit when it is not expected to be taken within twelve months — which is exactly the case in most GCC groups. We value it properly, on the same census discipline as your end-of-service valuation.
What We Need From You
The data, listed up front
Exactly what the client portal asks for when you open this case. Nothing else is needed to start.
Leave census for the current year, employee by employee
Prior-year leave census, where there is one
Prior-year leave valuation report, where there is one
Leave taken, encashed or paid to leavers in the period
Leave policy: entitlement, carry-forward cap and whether unused leave is paid on exit
Timing starts when the leave census and the leave policy are complete. Run alongside the end-of-service valuation, it uses the same census.
What You Receive
Deliverables
The leave liability
The accrued annual-leave obligation at the valuation date, split between current and non-current.
Movement analysis
How the balance moved: service, utilisation, encashment and leavers.
Assumptions and method
Daily-wage basis, entitlement, carry-forward treatment and the discount approach, written out.
Journal and disclosure support
The entry and the note wording, consistent with your end-of-service disclosures.
Reported under IAS 19 compensated absences, or Section 28 of IFRS for SMEs. Every report is reviewed by a second Tulips professional before release — the person who prepared it never signs it off.
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Open this case in the portal
Existing clients open an annual-leave valuation case in Access Tulips, upload the documents above, answer any questions in one thread and download the approved report.
We are a certified actuarial firm delivering IAS 19-compliant valuations for end-of-service benefits, pensions, gratuities, and long-term employee liabilities — across all GCC and MENA jurisdictions.
IAS 19IFRS CompliantGCC CoverageProjected Unit CreditEnd-of-Service
Any company with employees in GCC countries is legally and accounting-wise required to calculate and provision for end-of-service (gratuity) liabilities. IAS 19 encourages the use of a qualified actuary, and GCC auditors normally expect one.
Listed Companies
Tadawul, ASE, and other listed entities must disclose actuarial liabilities in financial statements. Auditors require certified IAS 19 reports.
Banks & Financial Institutions
Regulated entities under SAMA, CBJ, and other central banks require actuarial valuations for employee benefit obligations.
Large Private Companies
Once the end-of-service liability is material to your financial statements, IFRS reporters need it measured on a sound actuarial basis.
Multinationals & Subsidiaries
GCC subsidiaries of international groups must produce IAS 19 / IFRS-compliant reports for consolidation with parent accounts.
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What would you owe if everyone left today?
An indicative statutory end-of-service entitlement, from each country's labour law. This is not an IAS 19 valuation and must not be used to check one: the accounting liability discounts future payments and allows for salary growth, staff turnover and mortality. That is the engagement — this is the conversation starter.
Total headcount covered by EOSB
Total monthly salary ÷ headcount
Weighted by employee
Each country sets its own formula, salary basis and qualifying period
Indicative statutory entitlement
SAR 0
Enter your numbers and click Calculate.
Want the full actuarial report? Signed by an FIA-qualified actuary. Accepted by Big 4 and tier-2 audit teams. Delivered in 5-7 business days once your data is complete.
We'll send a sample report + fixed-fee quote within 24 hours. No spam, ever.
Where these rules come from. Formulas, salary bases and qualifying periods were checked against the primary law on 23 September 2026. A month is treated as 30 days throughout, so “21 days” is 0.70 of a month — the convention matters, and a different one moves the answer by about 8%.
Jordan is deliberately left out of this calculator. Its end-of-service article applies only to workers who are not covered by the Social Security Law, and most private-sector employees now are — their benefit runs through the Social Security Corporation instead. A single formula would be wrong for most employers, so we ask instead of guessing. Jordanian engagements are still taken on — they are scoped by hand.
This is an indicative statutory figure for discussion. It is not advice, not a valuation, and not a basis for financial statements or a filing. Your own contracts, policies and employee mix decide the answer.
What We Deliver
Our Actuarial Capabilities
End-of-Service Benefit Valuation
Full IAS 19 actuarial valuation of your end-of-service (gratuity) liability using the Projected Unit Credit (PUC) method. We model demographic assumptions, salary growth, attrition rates, and discount rates specific to each GCC jurisdiction.
Compliant with IAS 19 Employee Benefits
Jurisdiction-specific labor law inputs (KSA, UAE, Jordan, Bahrain)
Signed actuarial certificate accepted by Big 4 auditors
Pension & Retirement Benefit Plans
Comprehensive actuarial valuations for defined benefit pension schemes, retirement benefit solutions, and annuity plans — customized to your organizational structure and sustainability objectives.
Pension scheme design and tailoring
Funding valuation analysis
Sensitivity testing and dynamic financial analysis
Post-Retirement Medical Benefits
Valuation of post-retirement healthcare obligations, long-service awards, and other long-term benefits that must be captured on the balance sheet under IFRS.
Medical cost trend modeling
Long-service benefit valuation
Death & disability provisions
Employee Equity Incentives & Modelling
Advanced financial modelling for employee stock options (ESOP), performance-linked incentives, and share-based payment schemes using internationally recognized valuation models.
Black-Scholes model utilization
Monte Carlo simulation techniques
Binomial and trinomial lattice models
Geometric Brownian motion analysis
Multi-Standard Reporting
We produce reports compliant with multiple reporting standards to support multinational consolidation requirements across GCC and international groups.
IAS 19 (IFRS)
SFRS(I) 1-19 Employee Benefits
MFRS 119 Employee Benefits
MPERS 28 & MPSAS 25
Annual & Interim Updates
We provide annual re-valuations and interim updates to ensure your actuarial numbers remain current, audit-ready, and reflective of workforce changes throughout the year.
Year-end and interim valuations
Management accounts updates
Remeasurement calculations (OCI)
How It Works
Our 4-Step Process
1
Data Collection
We provide a simple data template. You share employee census data (DOB, DOJ, salary, nationality). Fully confidential.
2
Assumption Setting
We propose actuarial assumptions (discount rate, salary growth, attrition) aligned with IAS 19 and GCC market conditions.
3
Valuation & Report
We run the PUC model and produce a full actuarial report with liability, current service cost, and sensitivity analysis.
4
Auditor Support
We liaise directly with your auditors (Big 4 or otherwise) to answer queries and issue sign-off letters as needed.
Why Choose Us
The Tulips Advantage
Certified Actuarial Firm
One of the few consulting firms in Jordan and KSA certified to issue actuarial reports accepted by all major audit firms.
Fast Turnaround
Standard reports delivered in 5–7 business days after data receipt. Expedited service available for year-end deadlines.
All GCC Jurisdictions
We cover KSA, UAE, Bahrain, Kuwait, Oman, Qatar, and Jordan — each with jurisdiction-specific labor law inputs.
Direct Auditor Liaison
We communicate directly with your auditors, saving your finance team time and reducing year-end pressure.
Competitive Pricing
Transparent fixed-fee pricing based on headcount. No hidden charges. Multi-year packages available.
Full Confidentiality
Your employee data is handled under strict data protection protocols and is never sold. The services we use to deliver our forms and email are named in our Privacy Notice.
Get Started
Request Your Actuarial Valuation
Send us your details and we'll provide a fixed-fee quote within 24 hours. Your first consultation is completely free.
Call / WhatsApp+962 787 079 464
Emailaalsheikh@TulipsConsulting.com
⏱️Response TimeWithin 24 hours
Quote Request Received!
We'll send your tailored actuarial quote within 24 hours. Thank you for choosing Tulips Consulting.
Expert direct and indirect tax advisory for businesses operating across KSA, UAE, Jordan, and Bahrain — from zakat planning and VAT compliance to M&A tax structuring and controversy resolution.
Tax and zakat obligations apply to virtually every business operating in GCC. Non-compliance carries heavy penalties. Our team ensures you're always ahead of your obligations.
Saudi Companies (Zakat)
Saudi and GCC-owned entities are assessed for Zakat by ZATCA. Incorrect calculations lead to disputes and penalties. We optimize and defend your zakat position.
Foreign Companies in KSA
Foreign-owned companies are subject to corporate income tax (20%) in KSA. We handle compliance, tax returns, and advisory for all non-GCC investors.
VAT-Registered Businesses
Any business exceeding VAT thresholds in KSA, UAE, or Bahrain needs timely and accurate returns. Errors trigger costly penalties and audits.
Companies in M&A Transactions
Tax structuring before and during acquisitions can save millions. We advise on optimal structure, tax due diligence, and post-transaction compliance.
Free Tool · 2 Minutes · Instant Result
What's your ZATCA audit risk?
6 quick questions. Get an indicative risk score and a plain-English list of what to fix first.
Question 1 of 6
How many transactions does your business process per year?
Question 2 of 6
Do you have a ZATCA-compliant e-invoicing (FATOORA) system in production?
Question 3 of 6
Have you had any ZATCA penalties, disputes, or audits in the past 3 years?
Question 4 of 6
Are your VAT and Zakat filings consistently on time?
Question 5 of 6
Do you have transfer pricing documentation maintained and current?
Question 6 of 6
How many cross-border / intercompany transactions do you process?
Your ZATCA Audit Risk Score
0 / 17
Calculating...
Get a free 30-min ZATCA compliance review. We'll walk through your specific risk areas and what to fix first. No commitment.
We'll reply within 24 hours.
Our Tax Services
Comprehensive Tax & Zakat Coverage
Zakat Planning & Compliance (KSA)
We manage your zakat base calculations, annual zakat returns filed with ZATCA, and provide advisory on legitimate zakat minimization strategies — fully compliant with ZATCA regulations.
Zakat base optimization
Annual ZATCA return preparation
Zakat dispute resolution
Zakat on cross-border transactions
VAT Implementation & Compliance
End-to-end VAT support across KSA, UAE, and Bahrain — from registration through to monthly/quarterly return filing, refund claims, and audits by ZATCA / FTA.
VAT registration and deregistration
Return preparation and submission
Input VAT recovery optimization
VAT integration into ERP systems
Tax Planning & Structuring
We design holding structures, intercompany arrangements, and profit repatriation strategies to optimize your overall tax position across GCC and Jordan — within legal boundaries.
Group structure optimization
Transfer pricing guidance
Double tax treaty utilization
Withholding tax planning
M&A Tax Due Diligence
Before acquiring a business, we identify tax risks, contingent liabilities, and structuring opportunities. We advise on deal structure to minimize tax leakage on both buy-side and sell-side transactions.
Target tax risk assessment
Post-acquisition integration planning
Share vs. asset deal analysis
Warranty and indemnity advice
Periodic Tax Health Checks
We conduct proactive reviews of your tax position to identify risks before the tax authority does — flagging gaps, missed obligations, and over-paid taxes ripe for recovery.
VAT return review
Zakat position assessment
Withholding tax reconciliation
Penalty exposure quantification
Tax Controversy & Appeals
If ZATCA or other tax authorities raise assessments or conduct audits, we represent you in disputes, prepare objection submissions, and negotiate settlements.
ZATCA audit support
Objection and appeal drafting
Penalty abatement requests
Settlement negotiations
Our Approach
How We Work With You
1
Tax Health Review
We start with a free review of your current tax position, identifying immediate risks and opportunities.
2
Strategy & Planning
We propose a tailored tax calendar, compliance plan, and optimization strategy for your specific business structure.
3
Compliance Execution
We prepare and submit all required returns, communications, and filings on your behalf — on time, every time.
4
Ongoing Advisory
We keep you updated on regulatory changes and advise proactively as your business evolves.
Why Tulips
The Difference We Make
Big 4 Tax Expertise
Our tax directors bring 8–15 years of Big 4 experience across KSA and Jordan, with deep knowledge of ZATCA, FTA, and local regulations.
🇸🇦
Saudi Zakat Specialists
We are one of the few firms in Jordan with specialists dedicated to KSA zakat — a niche that directly protects Saudi company owners from costly assessments.
ERP Integration
Our IT team ensures VAT and zakat functions integrate seamlessly into your SAP, Oracle, or other ERP system — eliminating manual errors.
Deadlines Tracked
We keep your filing calendar, tell you what is due and when, and chase the inputs we need in time to file before the deadline.
Bilingual Advisory
We communicate fluently in Arabic and English, ensuring nothing is lost in translation with local tax authorities.
Measurable Savings
We review the positions you have already filed and recover what was overpaid, strictly within the law. Ask us for comparable engagements in your sector.
Get Started
Schedule Your Tax Consultation
Whether it's zakat, VAT, or M&A tax — our specialists respond within 24 hours. First consultation is free.
Tax DirectorMohannad Ribhi: +962 79 827 9656
Emailtax@TulipsConsulting.com
Request Received!
Our tax specialist will contact you within 24 hours.
We strengthen your organization's control environment through enterprise risk management, forensic investigations, IT audit, corporate governance advisory, and business continuity planning.
Banks, insurance companies, and financial institutions face mandatory governance requirements from SAMA, CBJ, and other regulators.
Listed Companies
Public companies must maintain audit committees, internal audit functions, and governance frameworks in line with CMA regulations.
Suspected Fraud Cases
Any organization facing suspected employee fraud, asset misappropriation, or financial irregularities needs immediate forensic investigation.
IT-Dependent Organizations
Companies relying on ERP systems, digital infrastructure, and data need IT risk assessments to protect against cyber threats and data breaches.
GRC Services
Full-Spectrum GRC Coverage
Enterprise Risk Management
We design and implement comprehensive ERM frameworks — identifying, assessing, and monitoring risks across all operational areas.
Risk appetite and tolerance setting
Risk register development
Mitigation planning and monitoring
Board-level risk reporting
Fraud & Forensic Investigations
When fraud is suspected or discovered, our forensic team deploys immediately — gathering evidence, quantifying losses, and supporting legal proceedings.
Asset tracing and recovery
Digital forensics
Employee fraud investigations
Expert witness reports
Corporate Governance Advisory
We assess and enhance your board structure, audit committee effectiveness, related-party transaction policies, and overall governance framework.
Board evaluation and advisory
Governance policy development
Audit committee support
Regulatory compliance review
Policies & Procedures Design
We develop customized, enforceable policies and procedures across finance, HR, procurement, and operations — aligned with best practice and local regulations.
Financial authority matrices
Procurement and AP policies
HR and payroll controls
Delegation of authority frameworks
IT Risk & Audit
We evaluate your IT systems, ERP access controls, cybersecurity posture, and data governance — identifying vulnerabilities before they become incidents.
ERP access control review (SAP, Oracle)
Cybersecurity risk assessment
Data protection alignment — Saudi PDPL, UAE PDPL, and GDPR where you have EU exposure
IT audit for financial reporting
Business Continuity Planning
We design and test business continuity and disaster recovery plans to ensure your organization can withstand and recover quickly from disruptions.
BIA (Business Impact Analysis)
BCP / DRP development
Crisis management frameworks
Tabletop exercise facilitation
Our Approach
From Assessment to Action
1
Risk Assessment
We identify and prioritize risks across your organization through interviews, document review, and system analysis.
2
Gap Analysis
We benchmark your current controls against best practice and regulatory requirements, identifying critical gaps.
3
Remediation Design
We design practical, proportionate controls and governance frameworks tailored to your size and sector.
4
Implementation & Monitoring
We support implementation and establish ongoing monitoring mechanisms to sustain the improvements.
Get Started
Protect Your Organization Today
A GRC gap today can become a crisis tomorrow. Let us assess your risk exposure — free initial consultation available.
Call / WhatsApp+962 787 079 464
Emailinfo@TulipsConsulting.com
Request Received!
Our GRC specialist will contact you within 24 hours.
Outsourced and advisory CFO solutions that give growing companies access to Big 4-calibre financial leadership — without the cost of a full-time C-suite hire. We handle IFRS conversion, financial reporting, management accounts, and ERP integration.
Growing businesses that need CFO-level guidance — financial controls, reporting infrastructure, investor presentations — without the cost of a full-time CFO.
Companies Converting to IFRS
Any company preparing for an IPO, bank financing, or foreign investment needs IFRS-compliant financials. We manage the full conversion.
PE/VC-Backed Companies
Investor-backed companies need professional financial reporting, board packs, and KPI dashboards. We build and run these for you.
SMEs Without Finance Teams
Small and medium businesses that lack in-house finance capacity benefit from our BPO accounting services — full outsourced finance function.
CFO Services
Your Complete Finance Function
IFRS Conversion & Implementation
We manage end-to-end IFRS adoption — gap analysis, accounting policy design, financial statement restatement, staff training, and auditor liaison.
IFRS 15, 16, 9, and 17 implementation
Opening balance sheet preparation
Accounting policy manual development
Training for finance teams
Financial Reporting & Management Accounts
Monthly, quarterly, and annual financial statements, board packs, and management accounts — prepared accurately and on time.
Monthly management accounts
Board and investor reporting
Financial consolidation
KPI dashboards and analytics
Accounting Policies & Chart of Accounts
We design your accounting framework from scratch — chart of accounts, accounting policies manual, and ERP configuration — aligned with IFRS and best practice.
Chart of accounts design
Accounting policies manual
Finance procedures documentation
System configuration support
Profitability & Cost Review
We identify where your money is made and where it's lost — product, customer, channel, and geographic profitability analysis with actionable recommendations.
Margin analysis by product/segment
Cost allocation methodology
Overhead rationalization
Working capital optimization
Business Process Outsourcing (BPO)
Full outsourced accounting function — bookkeeping, accounts payable/receivable, payroll processing, bank reconciliations, and month-end close.
Full-cycle bookkeeping
Payroll processing and reconciliation
AP / AR management
Month-end and year-end close
ERP Integration & Finance Systems
We integrate your finance function with SAP, Oracle, Odoo, or other ERP — ensuring automated reporting, controlled data flows, and audit-ready records.
SAP S/4HANA implementation support
Finance module configuration
Automated reporting setup
Systems selection advisory
How We Engage
Flexible Engagement Models
1
Finance Health Check
We review your current finance function, reporting, and systems to identify gaps and quick wins.
2
Engagement Design
We design a tailored engagement — project-based, retainer, or full BPO — matching your budget and needs.
3
Delivery & Execution
Our team integrates with yours, delivering reporting, analysis, and advisory on agreed timelines.
4
Continuous Improvement
We refine processes, automate where possible, and upskill your team as your finance function matures.
Get Started
Build a World-Class Finance Function
From a simple monthly reporting retainer to a full outsourced finance department — we have a model that fits. Let's talk.
Call / WhatsApp+962 787 079 464
Emailaalsheikh@TulipsConsulting.com
Request Received!
Our team will be in touch within 24 hours with a tailored proposal.
We deliver sophisticated M&A advisory, business valuations, and capital raising support — bringing investment banking expertise to businesses across Saudi Arabia, the UAE, Jordan and the wider GCC.
Business ValuationM&A AdvisoryDCF / MultiplesDue DiligenceFeasibility Studies
Maximize your sale price, attract the right buyers, and navigate the transaction process with confidence — we manage the entire sell-side process.
Strategic Acquirers
Before you acquire, you need independent valuation, financial due diligence, and tax structuring advice. We protect you from overpaying.
Companies Seeking Finance
Preparing for bank loans, private equity investment, or sukuk issuance? We build the financial models and information memoranda banks and investors expect.
Legal & Dispute Contexts
Court proceedings, shareholder disputes, and regulatory matters often require independent, defensible business valuations from certified advisors.
Corporate Finance Services
From Valuation to Completion
Business Valuation
We produce rigorous, defensible business valuations using internationally accepted methodologies — appropriate for transactions, financing, reporting, and legal purposes.
Discounted Cash Flow (DCF) analysis
Market multiples / comparable companies
Precedent M&A transactions
Net Asset Valuation (NAV)
Signed valuation certificate
M&A — Sell-Side Advisory
We manage your sale from preparation to completion — positioning your business, finding buyers, managing due diligence, and negotiating the best deal.
Business positioning and preparation
Buyer identification and outreach
Investment Teaser and IM preparation
Management Presentation design
Negotiation and deal structuring
M&A — Buy-Side Advisory
Before you acquire, we identify risks, validate the seller's financial claims, and advise on deal structure, price adjustment mechanisms, and post-close integration.
Financial due diligence
Quality of earnings analysis
Valuation cross-check
Working capital normalization
Integration planning
Information Memoranda & Financial Models
We produce investor-grade documentation — Information Memoranda, Management Presentations, Teasers, and full financial models that impress sophisticated investors and banks.
Integrated 3-statement models
Scenario and sensitivity analysis
LBO and returns analysis
Investor-ready presentation design
Feasibility Studies
Before launching a new project or market entry, we assess commercial viability, financial projections, and risk — providing the evidence base for confident investment decisions.
Market and competitive analysis
Revenue and cost modeling
NPV and IRR analysis
Risk and sensitivity assessment
Capital Raising Advisory
We prepare companies for private equity, venture capital, sukuk, or bank financing — structuring the deal, preparing documentation, and introducing investors.
Capital structure advisory
Investor identification and outreach
Term sheet review and negotiation
Financing documentation support
M&A Process
How a Transaction Unfolds
1
Planning & Preparation
Business assessment, valuation, and preparation of marketing materials (Teaser, IM, Model).
2
Marketing & Screening
Identifying and approaching suitable buyers or investors, managing NDAs and initial discussions.
3
Negotiations
Indicative offers, management presentations, best-and-final bids, and LOI / MOU execution.
4
Completion
Due diligence support, SPA negotiation, regulatory approvals, and deal closing.
Get Started
Discuss Your Transaction
Confidential. No commitment. Our corporate finance team brings KPMG Deal Advisory experience to every engagement.
Technical accounting support, internal audit, assurance and related services — including agreed-upon procedures and compilations — and secretarial services, backed by Big 4 experience and deep knowledge of IFRS and local regulations.
We serve as your outsourced internal audit function — delivering risk-based audit plans, control testing, and management reporting.
Complex IFRS Transactions
Lease accounting (IFRS 16), revenue recognition (IFRS 15), financial instruments (IFRS 9) — we provide the technical accounting memo your auditors require.
Multinational Subsidiaries
GCC subsidiaries of international groups need accounting advisory that bridges local GAAP with parent-required IFRS reporting.
Companies Needing Secretarial
We provide company secretarial services — board minutes, AGM support, regulatory filings, and corporate record maintenance.
Our Services
Technical Accounting Excellence
Internal Audit Services
We provide outsourced internal audit — designing risk-based audit plans, executing fieldwork, and reporting findings with practical recommendations.
Risk-based audit planning
Process and control audits
Fraud risk assessment
Audit committee reporting
Technical Accounting Advisory
Complex accounting questions — lease classification, revenue recognition, business combinations, impairment — addressed with IFRS-compliant technical memos accepted by your auditors.
IFRS 15 — Revenue from Contracts
IFRS 16 — Leases
IFRS 9 — Financial Instruments
IFRS 3 — Business Combinations
Assurance Engagements
We perform agreed-upon procedures, compilation engagements, and other assurance work for lenders, investors, and regulatory bodies.
Agreed-upon procedures
Compilation engagements
Financial information reviews
Covenant compliance reports
Financial Performance Rating
Comprehensive assessments of your financial health — ratio analysis, benchmarking against industry peers, and actionable recommendations to improve performance.
Financial KPI benchmarking
Liquidity and solvency assessment
Working capital efficiency
Board-level financial narrative
Company Secretarial Services
Full company secretarial support — from incorporation and board minutes through to annual returns, regulatory filings, and corporate record maintenance.
Incorporation and registration
Board and AGM minutes
Annual regulatory filings
Corporate record maintenance
IFRS Training Programs
We design and deliver customized IFRS training for finance teams — from foundation courses to advanced workshops on specific standards, delivered in Arabic and English.
Tailored in-house IFRS workshops
New standards impact training
CPE-accredited programs
Arabic and English delivery
Get Started
Access Expert Accounting Advisory
Whether it's a one-off technical accounting question or a full internal audit engagement — our team is ready to help.
Our team is accessible and responsive. Whether you have a quick question or are ready to begin an engagement, reach out through any of the channels below — or fill in the form and we'll respond within 24 hours.
Address
Al-Jubeha, Abu Al-Haj Complex Queen Rani St., Amman, Jordan
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Last updated 15 September 2026.
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